This plan gives you and your family access to legal services from a network of over 18,000 experienced attorneys nationwide who are available to help you when you need it.

You’re protected by a reliable resource you can turn to for a wide range of legal needs. That includes needs that are part of good planning – and also those that happen when you encounter challenging situations you don’t expect. 

Network attorneys can help with many legal issues, including but not limited to these:

• Wills, trusts, and estate planning (power of attorney)
• Real estate and home ownership (buying/selling contracts, negotiations, deeds)
• Traffic matters (drivers license suspension, traffic tickets)¹
• Family law matters (name change, adoption, divorce)
• Small claims court
• Consumer protection issues (auto repair, consumer fraud)
• Personal property disputes
• Debt-related matters (bankruptcy, debt collection)
• Landlord/tenant matters (contracts, eviction, disputes, security deposit return)

Most services are paid in full by the plan with no copay or deductible on your part. Beyond that, you also have the flexibility to use a non-network attorney and get reimbursed for covered services according to the fixed amount (indemnity) benefits under your legal plan.²

We encounter numerous legal matters throughout the course of our lives. Wouldn’t it be nice to have a legal expert on your side who could help guide you through these situations? With MetLife, now you have access to legal professionals who can help advocate for your best interests. 

Beyond providing access to network attorneys, plan benefits include:

• Unlimited use of network attorneys for covered issues³
• Online digital estate planning tool—create wills and trusts, healthcare proxies, and power of attorney documents
• Many other self-help legal forms (with variations by state) you can download from the comfort of your home
• An online tool to send questions to an attorney
• No claim forms required when you use the services

It's also invaluable when you want to have clout and get action in a dispute. For example:

• Taking legal action to resolve a contract dispute with a home improvement contractor or a landlord, or a refund dispute
• Fighting a traffic violation ticket in court
• Navigating your way out of a consumer fraud or identity theft issue

You are encouraged to use the plan to resolve as many legal issues as possible, even if they are pre-existing matters. The only pre-existing matters that are not covered are those for which you have retained an attorney before becoming eligible for plan benefits. This is necessary to protect the existing attorney-client relationship.

Once you and your family members are covered, you know exactly where you can turn for legal help, without scrambling to identify a reliable resource when a need arises or paying an expensive hourly rate. 

These are the periods when you are eligible to enroll: 

• Within your new hire enrollment period
• If you have a qualifying life event (you get married, have a baby, etc.)
• During your employer's annual enrollment

Check with your employer’s human resources/benefits team for specifics about these timeframes.

MetLife Legal Plan Resource Code (Access Code 8870010)

MetLife Legal Plan Fact Sheet

Portability Policies and Procedures